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December 12, 2014

In This Week's Issue

NAIPC Receives Gold Award for Best Association Membership Directory

NAIPC has received top honors for best association membership directory in the 2014 Association TRENDS All-Media Contest. NAIPC received the gold level award in this category, the highest level awarded.

NAIPC's recent award will be recognized in print and online. The organization will be also be honored at the 2015 Salute to Association Excellence on February 6, 2015 at the Capital Hilton in Washington, DC.

The NAIPC membership directory on was built, in conjunction with web developers Cr8 Media, as a member incentive to connect consumers with the service providers they need to Age in Place. Members can include a wide variety of content to their listings, including company logo, professional headshot, biography, and "About Us" section. Update your listing today to take full advantage of this member benefit. Contact Ashley Krapacs at for assistance with updating your listing.

New Member Webinar

On Thursday January 8, 2014 at 3:00 PM EST, NAIPC will host a webinar to welcome new members of the organization.

Presenters will provide an overview of the organization and advice on how to make the most of your membership.

If you are not already a member,
click here to join.

To register for the New Member Webinar,
click here.

NAIPC Member Honored as one of Central Ohio’s “Smart 50” Top Executives

NAIPC Member Dr. Mary Lou Luebbe-Gearhart has been honored as one of central Ohio’s “Smart 50” top executives. Dr. Luebbe-Gearhart, a member of the Greater Columbus Chapter, developed in interest in audiology at age 3 when she witnessed her military veteran father regain his ability to hear with hearing aids.

Dr. Luebbe-Gearhart has served as the president and CEO of her late father's company, Luebbe Hearing Services, since 1973. She carries on her father's legacy every day as she leads a tremendously experienced and talented staff in serving their clients and providing state-of-the-art, customized hearing solutions.

Join us in congratulating Dr. Leubbe-Gearhart and her team!

To read the full biography and the biographies of other recipients,
click here.

Best States to Retire: Where Does your State Rank?

A recent study by ranked the best and worst states to retire. The number one state for retirees? Hawaii!

But for those of us who don't have the means to relocate to the Aloha State, let's take a look at the states that rounded out the top 10.

Analyzing the size/growth of the senior population, economic factors, crime rates, weather, and life expectancy at age 65, the states that made the top 10 are a mix of states in the Mid-West (Iowa, Idaho, and Montana, ranked 2, 3, and 10, respectively), the South (Florida and Virginia), the North-East (Vermont and Maine), and the West (Arizona and Colorado), covering all the geographic regions in the United States.

How does your state rank?
Click here to see the full list.

The Economist: Retirees Must Live on Less, Work Longer, or Save More

A recent article in The Economist outlines the three options retirees have to thwart the rapidly approaching retirement crisis: retirees must live on less, they must work longer, or save more while they are working. Or a combination of the three.

A variety of factors have contributed to the bubbling problem for retirees. For one, people are living longer, so the average length of retirement period is greater than ever. The average age of retirement is also lower than it was decades ago. And Social Security, which was once intended as the main source of income for retirees,
is scheduled to run out in 2033, as those who retired younger have ended up receiving far more than what they had paid in over their lives.

So what can be done? Retirees need to plan ahead. They should ensure that they will be bringing in 70% of their pre-retirement income through a combination of Social Security and retirement savings,
although most households 65+ are not meeting that threshold.

Retirees who don't meet that threshold should either plan to cut living costs and live on less, or postpone retirement. Waiting until 70 years of age to collect Social Security results in a 76% increase in payment amounts, compared to the minimum retirement age of 62.

And we all need to save more while working.
Social Security currently replaces an average of 41% of a retiree's past earnings and is not intended to be a sole source of income.

Retirement planning can be a tricky and overwhelming process. But proactive planning will help you achieve the delicate balance necessary to ensure you are financially secure for the duration and able to enjoy your retirement years.

To read the full article, click here.

Good News: 6 Common Negative Misperceptions of Aging Debunked

Depression is actually NOT more common among the elderly.

Cognitive decline is NOT inevitable.

Work productivity does NOT decrease with age.

And the list goes on of the various myths about aging that were debunked in a recent
Wall Street Journal article.

Using data and evidence from a variety of sources and studies on aging, the article debunks some of the most prevalent (and negative!) stereotypes about aging.

Major finds in the analysis include that those in the 50+ age group actually have the lowest occurrence of major depressive episodes, compared to those 26 to 49 years old, and the 18 to 25 group.

Studies also revealed that cognitive decline is not something that all of us will experience; evidence actually shows that those who take on new skills and tasks can improve their memory and the speed of processing information.

Another myth debunked: that as we age, loneliness is inevitable. Simply not the case. Sure, it's tough to lose more and more loved ones as the years go by. But studies show that while we may have fewer people around us as we age, we appreciate and value those relationships much more than we did in our younger years. What we lose in the quantity of relationships, we gain in quality.

Changing the way we perceive aging is necessary, not only to produce a better outlook on the process, but because many of our beliefs simply are not true.

To read all the aging myths debunked,
click here.

Retirees in 49 out of 50 States Have Insufficient Retirement Income

A recent study of retirement income conducted by, a website committed to helping consumers achieve financial security, revealed that retirees in all but 1 state are not meeting the recommended retirement income threshold of 70% of their pre-retirement income amount.

Census Bureau Data revealed that only in Nevada were households of those 65+ bringing in 70% of the earnings of their 45-64 year old counterparts. Nationally, the average replacement income was just under 60%.

See how your state ranks! To read the full study,
click here.

Upcoming Events

12/16/2014 Western & Central Virginia Member Meeting
12/17/2014 Tri County of Greater Los Angeles Chapter Member Meeting
12/17/2014 Eastern Shore Chapter Monthly Member Meeting
12/17/2014 Greater Charleston Chapter Member Meeting
12/17/2014 Orange County Chapter Monthly Member Meeting
12/18/2014 Randolph Aging in Place Council Monthly Member Meeting
12/30/2014 NAIPC Council of Chapters Conference Call
12/30/2014 Western & Central Virginia Member Meeting